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Term life insurance or term assurance is the original form of life insurance and is considered to be pure insurance protection because it builds no cash value. http://en.wikipedia.org/wiki/Term_life_insurance
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Term life insurance is perhaps the simplest form of life insurance. It was developed to provide temporary life insurance protection on a limited budget. http://www.statefarm.com/insurance/life_annuity/life/term/term.asp
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